Bankruptcy Lawyer South Carolina
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Stop Foreclosures
Filing for bankruptcy halts foreclosure proceedings, which gives you and your attorney time to negotiate with the lender.
Stop Bill Collectors
Filing bankruptcy will stop bill collectors calling you, harrassing you and using intimidating tactics against you.
Stop Repossessions
Filing bankruptcy stops a lender from repossessing your car. The courts put an “automatic stay” in place and this stops collectors in their tracks.
Relieve Your Debt Burden With a Trusted Bankruptcy Lawyer in South Carolina.
Financial struggles can be overwhelming and isolating, but you don’t have to face them alone.
Whether you’re dealing with crippling debt, looming foreclosure, or persistent creditor harassment, a skilled Bankruptcy Lawyer in SC can guide you toward financial freedom.
We understand that each situation is unique, so we provide personalized, compassionate legal advice tailored to your needs.
With extensive experience handling Chapter 7, Chapter 13, and other bankruptcy filings, we aim to help you eliminate or restructure your debt, protect your assets, and create a solid foundation for your financial future.
Filing for bankruptcy in SC may seem daunting, but it can also be a powerful tool to stop creditor calls, halt wage garnishments, and prevent foreclosure.
Our knowledgeable bankruptcy attorney will walk you through every step of the process, ensuring you understand your rights and options.
Why Choose Michael Culler as Your South Carolina Bankruptcy Lawyer?
- In-Depth Knowledge: Bankruptcy lawyer Michael Culler has years of experience navigating South Carolina’s bankruptcy laws and courts, giving you an edge in achieving the best possible outcome.
- Personalized Solutions: We don’t believe in one-size-fits-all approaches. We’ll work closely with you to craft a customized strategy based on your financial needs.
- Compassionate Support: We know the toll financial stress can take on your life. We offer compassionate, non-judgmental legal support to help you regain control of your finances with confidence.
Don’t let debt dictate your future. Let a trusted Bankruptcy Lawyer in SC, help you take the first step toward a fresh financial start. Contact us today for a free consultation, and begin your journey to financial recovery.
But First, Should You File Bankruptcy in South Carolina?
- Is your credit score suffering because you cannot pay your bills?
- Are you barely able to make the minimum payments on your credit card debt?
- Do you avoid answering your phone because of harassing collection agency calls?
- Do you become overwhelmed when you try to make a plan to get out from under your debt situation?
- Are you unable to determine how much you actually owe and how long it will take to pay off your existing credit card debt?
- Have you researched debt consolidation options but still find yourself confused or unable to come up with a solution that works?
- Are late fees and penalties making it impossible for you to meet your financial obligations?
If You Answered “YES” To Any Of The Above Questions, Then Filing Bankruptcy in SC May Be a Good Fit For You.
Chapter 7
The Benefits of Filing Chapter 7
- The debtor receives a fresh start
- The debtor keeps future income
- No limitations on the amount of debt
- No repayment plan
- The discharge of debt occurs quickly
chapter 13
The Benefits of Filing Chapter 13
- Avoids foreclosure
- Appears on credit report for 7 years vs 10
- Creates a plan to repay all or part of the debt
- Consolidates payments for distribution to creditors
There are Advantages and Disadvantages To Filing Chapters 7 and 13 Bankruptcy.
Discuss Your Situation With Our Bankruptcy Lawyer in SC To Determine Which Chapter Is Right For You.
Testimonials
* The Rules of Professional Conduct require disclosure that this is a “Testimonial” about the attorney. Please be aware that any result achieved on behalf of one client in one matter does not necessarily indicate similar results can be obtained for other clients.
Definitely worth every Penny. Michael helped me get everything together so the process was an absolute breeze. And it was a stress free process and his staff is very helpful as well.
I had an amazing experience with this firm!! They took care of any and all questions I had and was always willing to work with me. Highly recommend it!!
I am pleased with the professionalism, and attentive service that has been, and currently being provided to me, from the staff as well as the Attorney Culler.
Ready To Speak With a Bankruptcy Lawyer in South Carolina?
It won’t cost you anything to speak with an attorney about your case.
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3 Steps to see if we can help:
1. Schedule appointment 2. Discuss your situation 3. Decide to work together